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No question is too small. Realtor.com has put together a great mortgage introduction video.

You may have questions about down-payment. Lenders will offer you the best terms if you make a 20% down payment. However, most lending institutions have a mortgage options that allow you to put as little as 3% down. Don’t forget to ask your lender about closing costs. They can vary greatly and can exceed 3% of the homes total value. Looking for a great lender? I recommend these fantastic folks.