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Mortgage Application Checklist

Applying for a mortgage in post-recession America will be a bit more challenging than you might image. Getting a conditional pre-approval based on application and credit score is only the start of a rather involved process. All lenders are different in their document...

Low Downpayment Loan Option

I recently had an interesting interaction with a potential buyer client. She was interested in using one of the USDA Rural Housing Loans for her home purchase because they still offer 100% financing (zero down payment), but she was interested in a home that was listed...