Feb 3, 2025 5 min read
Title Insurance in Tennessee: What It Costs and Who Pays
On a $500,000 purchase in Davidson County, an owner's title insurance policy runs about $2,600. On a $300,000 purchase, about $1,700. It is a one-time premium paid at closing — no monthly bill, no renewal — and it covers you for as long as you or your heirs own the property.Title insurance is one of the larger line items in Tennessee closing costs, and one of the least explained. Here is how the