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The Real Cost of Selling Your Nashville Home

Nobody likes financial surprises during an already stressful time. This page breaks down the most common costs Nashville sellers run into—commissions, taxes, title/closing fees, repairs, and credits—so you can budget with clarity.

What does it cost to sell a home in Nashville?

Most sellers should plan for: commissions (negotiated), Tennessee transfer tax, title/closing fees, prorations, and then “maybe costs” like repairs, a home warranty, or a buyer credit—depending on the home and the market.

If you want a realistic estimate, the fastest path is a net sheet based on your specific mortgage payoff, price range, and current buyer expectations. You can request one here: contact us.

Our 2% Listing Fee Can Save You Thousands

Many sellers are used to hearing “6% total commission,” but commissions are negotiable and the exact structure varies deal to deal. Our listing fee is 2%—full service, hands-on representation—so you keep more of your equity.

$400K Home
Typical 3% listing fee: $12,000
Our 2% listing fee: $8,000
Savings vs 3%: $4,000
$600K Home
Typical 3% listing fee: $18,000
Our 2% listing fee: $12,000
Savings vs 3%: $6,000
$800K Home
Typical 3% listing fee: $24,000
Our 2% listing fee: $16,000
Savings vs 3%: $8,000

We own our brokerage, which gives sellers pricing flexibility many agents can’t offer—without cutting corners on marketing or communication.

Complete Nashville Selling Cost Breakdown

These are common line items you’ll see on a seller net sheet. Exact amounts vary by price point, property type, title company, and negotiated terms.

Required Costs (you’ll see these in most transactions)

Real Estate Commissions (negotiated)

  • Our listing fee: 2% of the sale price
  • Buyer-agent compensation: negotiated. In many transactions, sellers still offer compensation as part of the deal, but it depends on price point, market conditions, and the offer.
  • Total commission: varies based on the negotiated structure and terms

Transfer Tax and Recording Fees

  • Tennessee realty transfer tax: $0.37 per $100 of sale price (about $3.70 per $1,000)
  • Recording-related fees: vary based on document type and page count

Note: exact recording fees depend on the documents recorded and how many pages they are.

Loan Payoff and Prorations

  • Mortgage payoff: remaining principal balance
  • Per diem interest: prorated through closing (mortgages are paid in arrears)
  • Taxes/HOA dues: prorations depend on billing cycles

Quick example

If you close on June 12, your lender will typically collect interest through June 12 at closing (even if you made a June 1 payment). A payoff statement from your lender will show the exact numbers.

Title, Settlement, and Closing Fees

  • Settlement/closing fee: varies by title company and transaction complexity
  • Title work and policy costs: vary by price point and whether discounts apply
  • Attorney fees: vary (some closings include an attorney; some are handled through title/settlement)

Possible Costs (depends on the offer and inspection)

Inspection Repairs

  • Minor repairs: $500–$2,000
  • Major issues: $2,000–$10,000+
  • Safety/code items: varies

We help negotiate what’s reasonable vs. excessive.

Buyer Closing Cost Credits

  • Common request range: 1%–3% (market dependent)
  • Often used to help with rate buy-downs or lender costs
  • We factor this into pricing and strategy upfront

Home Warranty

  • Typical: $500–$900
  • Sometimes requested; sometimes used as a negotiation tool

HOA, Utilities, and “Move Logistics”

  • HOA transfer/accounting fees: varies
  • Final utility bills/prorations: varies
  • Overlap/connection costs: depends on timing

Optional Costs (your choice based on goals)

Staging and Small Improvements

  • DIY staging: $100–$500
  • Professional staging: often $3,000+
  • Targeted refresh (paint/lighting/landscaping): varies

For practical prep ideas, see: Nashville home staging tips.

Enhanced Marketing

Most marketing tools are included in our 2% listing fee. When an add-on truly helps (and only then), we’ll explain the cost and the “why” before spending a dollar.

Pre-Sale Services

  • Deep cleaning: $300–$500
  • Organizing help: $300–$800
  • Landscaping refresh: $500–$2,000+

Want a realistic number for your home? Start a home value request and we’ll map out a net sheet that fits your timeline.

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