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The Real Cost of Selling Your Nashville Home

Nobody likes financial surprises during an already stressful time. Here's exactly what selling your Nashville home will cost - the real numbers, not the fine print. We believe in transparency because your peace of mind matters more than our profit margins.

Get Your Net Proceeds

Our 2% Commission Saves You Thousands

While most agents charge 6% total commission (3% listing, 3% buyer's agent), our 2% listing fee puts more money in your pocket.

$400K Home
Traditional 3% listing fee: $12,000
Our 2% listing fee: $8,000
You save: $4,000
$600K Home
Traditional 3% listing fee: $18,000
Our 2% listing fee: $12,000
You save: $6,000
$800K Home
Traditional 3% listing fee: $24,000
Our 2% listing fee: $16,000
You save: $8,000

Good news: We own our brokerage, which offers savings that many Nashville agents can't match without skimping on marketing.

Complete Nashville Selling Cost Breakdown

Here's what you'll actually pay when selling your Nashville home. We break down every cost upfront so you can budget confidently, not guess anxiously.

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Required Costs (You'll Pay These No Matter What)

💼 Real Estate Commissions

  • Our listing fee: 2% of the sale price
  • Buyer's agent fee: 2-3% of sale price. The 2024 NAR lawsuit changed the rules, but the seller still compensates the buyer agent in almost all transactions.
  • Total commission: 4-5% (vs. typical 6%)

🏛️ Government & Legal Fees

  • Nashville transfer tax: $2 per $1,000 of sale price
  • Recording fees: $50-100
  • Attorney/Title closing fees: $450-650

🏠 Loan Payoff

  • Remaining mortgage balance: Varies
  • Final month of interest & fees: Prorated to closing date

Did you know that mortgages are paid in arrears? (unlike rent)

Example timeline: Home scheduled to close on June 12th - You still make May 1st & June 1st payments - Plus 12 days of June interest collected at closing

💡 Title Insurance

  • Cost: ~0.05 - 1% of the sales price
  • Variation: Fees are less when the buyer is paying cash
  • Discount: 10-20% discount if we find your existing policy (less than 10 years old)

While technically negotiable, in Tennessee, it's most common for the seller to pay for title insurance. Call it tradition, but there is no rhyme or reason why the seller typically pays for it in our state.

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Possible Costs

🔍 Home Inspection Repairs

  • Minor repairs: $500-2,000
  • Major system issues: $2,000-10,000+
  • Safety/code violations: Varies widely

We help negotiate what's reasonable vs. excessive

💰 Buyer Closing Cost Credits

  • Typical request: 1-3% of purchase price
  • On $500K home: $5,000-15,000
  • Market dependent: More in buyer's markets

We factor this into pricing strategy upfront

🏡 Home Warranty

  • Basic plan: $500-600
  • Premium plan: $600-900
  • Often requested by buyers

Also a good marketing tool, for a relatively small cost

⚡ Transfers & Deposits

  • HOA transfers: Accounting fees
  • Final utility bills: Prorated
  • Connection fees for new place: $200-500

We coordinate timing to minimize overlap

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Optional Costs (Your Choice Based on Budget & Goals)

🏠 Staging & Improvements

  • DIY staging: $100-500
  • Professional staging: $3,000-7,500+
  • Virtual staging: included with our service
  • Quick improvements: $500-3,000

We help you prioritize what actually matters

📸 Enhanced Marketing

  • Professional photography: Included
  • Drone photography: Included when beneficial
  • Floorplan: Included when beneficial
  • Video tours: Included when beneficial

Most marketing tools are included in our 2% fee

🧹 Pre-Sale Services

  • Deep cleaning: $300-500
  • Professional organizing: $300-800
  • Landscaping refresh: $500-2,000
What's your home worth in today's market?
We'll create a FREE custom report just for you!